Security Deposit for B2B Accounts

Security Deposit for B2B Account

The Security Deposit activates a virtual STORECREDIT balance (internal credit line) for B2B customers. It allows invoice-based purchasing without upfront payment.

Deposit Levels & Account Terms

How STORECREDIT Works

Each deposit level defines a fixed STORECREDIT limit and a maximum payment term. As long as the customer stays within this limit, orders are executed immediately and we mark them as fully paid.

• Order execution:
  If the order total is within the available STORECREDIT limit, the order is processed immediately. The used amount is subtracted from the STORECREDIT balance.
• Mixed payment:
  Example: Cart total €2,500 and STORECREDIT €1,250. The customer can apply €1,250 STORECREDIT and must pay the remaining €1,250 using another payment method.
• Internal settlement:
  For the Business partner, the invoice is fully paid at checkout. Internally, the used STORECREDIT amount must be restored (refilled) within the agreed payment term (14 / 30 / 45 days, depending on the deposit level).
• Refill requirement:
  The Business partner must fully refill the used STORECREDIT amount by the end of the payment term. If the STORECREDIT is not restored in time, a temporary purchasing and delivery block is applied, and the customer can only use prepayment until the balance is settled.

Key Benefits

• No upfront payment: B2B customers can place orders immediately within their STORECREDIT limit.
• Flexible limits: Five deposit levels available to match different business sizes and purchasing volumes.
• Controlled risk: Automatic temporarily suspension if the STORE CREDIT balance is not replenished within the agreed payment period. Orders will then only be possible via conventional payment methods.